| Since the early 1900's motorcycles have been a popular way to avoid the car and still get from A to B in a short space of time. By the time William S Hartley and Arthur Davidson began The Motor Company in 1903 the motorcycle was being manufactured by a growing number of companies.
Although motorcycles had existed before the 1900's they didn't become a serious method of transport until much later and today it is estimated that 75% of all motorbike journeys are work base commutes. The average journey time can be reduced by up to two thirds. Unfortunately, it is also estimated that a bike is stolen on average every 20 minutes and most of those will be taken from outside their owner's home. It is worth keeping your bike in a garage but it must also be said that many thieves are simply lifting bikes into the back of a van. As with all other vehicle insurance products there are factors that will affect the price of your policy and these include the following;
• The area you live in and therefore, the likelihood of it being stolen.
• Your occupation and what use you have for the vehicle
• Your age and past driving record
• Whether or not the vehicle is garaged overnight
• Whether or not security devices are fitted to the vehicle
• The cost of repair or replacement of the vehicle
• The performance of the vehicle
Most insurance companies will offer motorcycle insurance although there are some specialist providers who operate web sites that will interest the bike enthusiast.
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