Please see below for some ideas on how to reduce the cost of insuring your vehicle;

You may find that you are entitled to a discount if you do not use your car to travel to and from work.

You may fall into a low mileage category if you drive less than 12,000 miles per year – if you drive much less than this, let your insurer know.

If you have a garage, try to use it to park the car. You could go through all your old rubbish throw It out and find there’s enough space.

If you change your job through the course of the year, let your insurers know. You will be paying a higher premium if your job involves being out late at night such as DJ’ing, where they believe the risk of drink driving in increased.

If you have paid extra for perks you know feel you could do without, such as the offer of a hire car if your vehicle is in the garage being repaired, have that taken off your policy.

Having a named other driver on your policy will be cheaper then it stating ‘any driver’.

Try not to cancel insurance half way through the year as the benefits are calculated annually.

You may find you get a higher than expected quote from some insurers. This is because they only tend to sell to certain groups of people. If you think your quote is too high, shop around, as it may well be cheaper elsewhere.

Adapt your policy to suit the age of your car. If it is nearing the end of it’s life it may be worth changing to third party and not fully comprehensive cover.