| As with all vehicles it is a legal requirement to have insurance whilst driving a van. With so many van drivers relying on their ability to drive for a living, it is of utmost importance to keep the correct level of cover. Your premiums will rely on various factors including the amount of mileage, the age of the vehicle and whether you have a good driving history.
The cheapest annual premium will only provide cover in the event of injury or damage caused to a third party through an accident that was your fault. This means that neither you nor your vehicle will be covered for damages.
If you are planning on transporting expensive goods in the back of the van, it would be preferable to go for the more expensive option. It is a good idea to have a reinforced lock fitted to the van to make theft more difficult and to avoid leaving goods in the van over night.
Most van insurers will be able to give you a quote that includes tool insurance in the event of the theft of tools from your vehicle. |
