| As with all insurance products, it is always a good idea to shop around. The cost of the policy is never going to be the cheapest insurance you'll buy. Good driving is helped by experience and experience can't be bought.
The chances of having an accident, especially if you are a male, are greater than if you were a woman in her 40's. The other reason the policy will cost more is simply that the driver will not have had a chance to build up any no claims history. There will be no history of insurance at all and that puts the young motorist right at the bottom of the ladder.
There are some things to take into consideration if you are the parent of a young motorist. Make sure the car has all the security you can add such as an immobiliser. It is not a good idea to buy a car for your child until they have a year's claim free driving under their belt.
If you cheat by making yourself the named driver, don't be surprised if any subsequent claim is studied and gone through with a fine toothed comb. If you can, try to get the new young driver to attend a Pass Plus course. Passing this course could make the difference of a year's driving experience to the cost of the premium.
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